A while back, I decided to do a training for my Viper Wealth group that has some pretty cutting edge business credit strategies in it...including some powerful resources at the very end of the 90-minute training. CLICK HERE to watch this intense (and long) training on the latest business credit strategies.
For those of you who want to take advantage of getting the Build Business Credit FAST! System at a HUGE DISCOUNT for my July 4th BLOW OUT, CLICK HERE! Those of you who have been my students for quite some time...you know that I NEVER put this system on sale EVER! So...take advantage while you can!
This system INCLUDES my latest unsecured credit resources PLUS an opportunity for an Investor Partnership!
A long while back I told you about this thing I got off eBay: The Vincent James' $77 Million Manual...and how it helped me create a multi-million dollar health supplement company from scratch.
For the manual itself, it was riddled with endless amounts of mistakes, English misspellings, grammatical errors, and was very difficult to read because he wrote it within days of being hauled off to prison to do a sentence concerning the mishaps with his company. (Yes, he ended up going to jail for lying in his advertising about "clinical trials" that he never did while putting people on credit card auto-pay, making it next to impossible for them to get off of auto-billing.) But, I believe you can LEARN from other people's mistakes just as well as their successes. What was awesome about this book (if you can still find it anywhere) is that it gives you his EXACT blueprint to create a multi-million-dollar direct mail marketing empire INCLUDING what NOT to do to get into legal trouble like he did. (He does talk at great length about what NOT to do which is critical for EVERY business to know!)
What I didn't quite get (especially with some of my students) is that they complain if one little thing is "off" or "wrong" with a book or manual, particularly with a misspelling or grammatical errors. My point was that, to me, it didn't matter how many errors there are in a text provided that it's giving me a MAP to become SUPER SUCCESSFUL in whatever I'm reading about.
As the $77 Million Manual did for me.
I DID follow Vincent's advice (with some tweaks and minor changes) and started a company called Brie Labs and then California Glow based on his precise business model. And within mere months BOTH COMPANIES turned into a CASH COW, bringing in millions of dollars based on his basic business structure as he outlined in his manual. All because I didn't care about the misspellings and slapped together text of the book.
And to think...if I would have discounted his manual because of the misspelled words, grammatical issues, etc...how I would have been running around like the rest of the unsuccessful "perfectionists" who won't dare follow through with ANY book, course, manual or other text that has a single misspelled word or one single grammatical error because, after all, that IS the ONLY reason you're reading a book about business or investing, right? Because you're trying to play self-appointed editor-and-chief? (If you're one of these people, STOP getting in your own way!)
What's awesome about what I'm doing now is that I'm teaching my students how to follow MY EXACT blueprint business plan that I've been using for the past several years (since 2011 to be exact) that YOU can now use to build your OWN multi-million-dollar empire using my very unique marketing strategies to help you build a home-based multi-million-dollar business starting from next to nothing!
CLICK HERE to listen to a quick audio seminar and to see my mind-blowing testimonials!
He's making TOO MUCH MONEY in a business that he learned FROM ME!
Yes, he's making an absolute KILLING!
So...suddenly he's "too busy" and "too rich" for me. (Yes, this makes me kind of mad.)
But I want you to check out his video testimonial he provided for me all about this unique business that's making him so much money. CLICK HERE to watch it!
Amazing testimonial, don't you think? One of the best I've gotten. Yes, I get these types of testimonials regularly but this one really touched my heart.
And it's the testimonials like THESE that keep me in the training and teaching game because it makes it so gratifying for me to get these emails!
With that said, for those of you who have been wondering how you can cash in (making over $30,000 per month in net profits) like Jesse J. does, CLICK HERE! I have a super deal for you for Father's Day!
Over the years people have asked me to summarize how to become a successful real estate investor and are usually sorely disappointed to find out that I cannot stuff all of these "secret strategies" inside one short paragraph, or on the back of a Chinese fortune for that matter.
But I can give you some overall strategies that will clearly pinpoint how to become a successful cash flowing real estate entrepreneur. Five to be exact.
Here they are...
#1. Decide on some type of Passive Income Asset that can keep giving you a positive cash flow month after month, year after year. This means narrowing down your type of what we call an "asset class" down to something that can give you this type of income. This also means avoiding those other pesky types of real estate investing opportunities that I put into the Aggressive Income category such as flipping property because this robs you of (a) long-term cash flow, and (b) valuable tax write-off benefits. I recommend investors new to the Passive Income game to think about and seriously consider residential-commercial acquisitions, namely apartment building investing or mobile home park (MHP) investing since this type of investing can give substantial monthly cash flows while helping you weather through recessions unlike other types of Passive Income Assets such as office space or industrial/warehouse properties.
#2. Find your ideal "farming area" or area in which you will be building your real estate "empire." This will be ONE area only and CAN be 1,000+ miles away from where you live. (I'll explain in a minute why you don't have to be anywhere near your assets.) Most newbie real estate investors start local to where they live. This is natural because they want to see the properties and have more of a hands-on approach to their property management. Plus, since most newbie investors get involved in flipping, they kind of need to be local to the property if they're going to do minor or extensive rehabbing on the property. Since you're getting involved in Passive Income Assets, you don't need to be in the same city in which you will invest. This gives you the freedom to literally go anywhere in the country to invest. I originally discovered this freedom back in 2001 when I realized that investing in my tri-county area (Los Angeles, San Bernardino and Riverside Counties) were just not that profitable. And forget about venturing down to Orange County or up to Ventura County where properties were ultra-expensive, giving no cash flow even if I were to give up 50% cash down to secure the deal. This is when I started investing on the gulf side of Florida then expanding upwards through the middle portion of the state...until I ended up in Georgia where some of my most profitable deals have come to fruition. You have to go where the cash flow is. Plain and simple. It's smart and definitely a manageable strategy IF you know how to pull it off.
#3. Getting the money and financing for your deals is quite possibly the most challenging aspect of real estate investing, especially for new investors who don't have any contacts or access to private investors. This is the secret to breaking into the business: getting the financing, getting the credit, getting the loans, and getting these fiscal resources together. Many people don't realize that they have access to more resources and contacts than they know. Others just need some doors opened up for them to get them started. The ideal way to acquire a cash flowing property deal is to have the 20% cash down and to have decent credit (700+ FICO) to be able to get approval for the mortgage financing. This is why I have extensively taught my Aggressive Income Strategies throughout this entire year (to this point) because it has allowed my students to raise this cash to get involved in these deals. But even I don't like using my own money for deals if I can help it. And that's when the benefits of understanding the art of raising capital becomes extremely valuable. For my students who think raising capital is hard, think again. It's much easier than you think once you understand the simple steps behind it that are required.
#4. Create or find a good management company to manage your out-of-state assets. This is HOW you're able to invest anywhere. You have somebody else doing it for you whether it's your own management company that you created or a management service. Many of my newbie students freak out when I tell them to buy property out of state. They're first questions are about looking at the properties and managing them. Okay, so you will have to get on a plane here and there to look at and acquire your properties. (Most escrow and closings can be done via FedEx.) You'll want to look at, say, 12 to 15 properties at a time when you fly out until you quickly realize that, since this game is all about the cash flow, looking at properties becomes a complete waste of time. (You have contractors and property inspectors who are professionals in their field look at these properties since, chances are, you are not an expert in state building codes in the state you will be acquiring properties nor are you an expert on determining if there is structural viability to the properties you are viewing...nor are you an expert in the neighborhoods in which the properties are located. It takes a few trips to your farming area to realize that you really do have to rely on EXPERTS to do this work for you and that you looking at properties yourself really does nothing valuable in the process at all.)
#5. Understand the reality on what it takes to get rich in cash flowing investments. BUY AND HOLD FOREVER. Yes, that's right. Buy the property and hang onto it until you're 6 fee under and it doesn't matter to you anymore. You only need a handful of small apartment buildings to get rich. Between 5 and 10 properties is all you need to be set for life. Rents typically will DOUBLE in most areas of the country every 15 to 18 years. And by flowing more of your profits back into each property by paying down the principle of each mortgage, you'll be able to pay each property off within 10 years. Imagine your cash flow in 15 years with doubled rents and no mortgage! Exactly. THIS is why you never let those properties go. Not ever!
Now, the real kicker is getting the CASH REQUIRED to get started with #1 listed above.
The picture you see is the exact picture that is on the wall in my home office. It reminds me every day that life goes by REALLY FAST.
And when you're too busy focused on the day-to-day crap, it's really easy to forget about your goals and dreams while continuing to delude yourself into believing that you'll get around to it...someday.
Except that someday just never comes.
This saying on a very large canvas that hangs above my computer reminds me to STAY ON my most important projects, goals, and dreams and to never again throw them on the back-burner because of "false priorities" or busy work that may seem like it's important when really it isn't in the long run.
What's more important...?
Checking a bunch of emails first thing in the morning?
Or writing for 15 minutes per day first thing in the morning to build toward your thriller novel? (Or whatever your dream is?!)
The emails may SEEM like a priority right now. But as the days turn into weeks...turn into months...and turn into years, you soon realize that NOTHING is accomplished toward your dreams, goals, and wishes because you kept busying yourself with nonsense.
Time to stop that crap. Once and for all!
Listen, I know how difficult it is to try to pursue dreams while trying to work full time, manage a household, take care of kids, and just function on a day-to-day basis. I get it. Fully and totally.
So, what if I told you that I have something that you'll want to check out that can finally help you MINIMIZE the time you waste at work and trying to hustle up a paycheck for a living?
There comes a time in your life when you have to start making different choices if you ever want different things to happen for you. Doing the same things over and over again and expecting a different result IS the true definition of insanity.
And yet most people do just that!
They hope, wish, and pray for something different and better to happen to/for them yet they're unwilling to roll up their sleeves and step out of their own comfort zones to embark upon something radically different.
As promised, a couple of days ago I sent you an email letting you know about my own personal breakthrough and transformation at my own Inner Success Retreat last weekend in Monterey, California.
And it has EVERYTHING to do with my mom (who passed in July 2005). So, it's perfectly fitting for this blessed Mother's Day today.
I'd like to tell you the story so that you understand what a major breakthrough I had last weekend surrounding my mother.
Let's rewind to the year 2005.
On February 28th of that year, my mother had a major seizure. She was immediately admitted into the hospital where it was discovered that she had a brain tumor the size of a golf ball in her forehead area. At that moment, I didn't know anything was wrong but I felt that I needed to call my mom. My brother answered the phone and was very upset, telling me that our mom was in the hospital and that she had a brain tumor.
My thought was this, "It'll be okay. She's only 52. They'd just operate and she'll be just fine."
In April, the government hit me with a huge lawsuit that would end up consuming more than 2 years of my life. Between my mother's fragile health and this lawsuit, I was completely depleted on every level you can imagine. I was existing solely on the fumes of "fight-or-flight" adrenaline at that time in my life. As I think back now, I wonder how I didn't have a stroke or heart attack myself.
April was also the month where they operated on my mother. They removed as much of the brain tumor as they could but discovered that she had too many nerves intertwined with the tumor that only about three-quarters of the tumor could be removed. A part of me knew that wouldn't be enough.
Miraculously my mother began to quickly recover. (This is the power of the mind at its best!) She began walking, talking, and even cleaning the house. She was getting back to normal until...
Six weeks later when the doctors told her that her brain tumor was now even larger in size than before they cut her open for the removal.
My mom lost all hope. She instantly began to perish from this point forward.
(I often wonder what would have happened if the doctors LIED to her and told her that the tumor was almost gone. I wonder what would have happened then.)
By July 2005, I knew I had to go see her. She lived in St. Louis and I, of course, in California. When I saw her, she was lying in a hospital bed in her bedroom. She was already in the hospice program. She couldn't get out of bed at all.
It broke my heart to see her in this condition. This was a meaty woman of mostly German stock who was always over 200 lbs. for most of my life...and had wasted away to about half that weight by this time. She had no hair. She wore only a dull flowered dress that was across between a moo-moo and a hospital gown. And communication with her was difficult at best because of the pressure of the tumor on the parts of her brain that allowed her to talk and respond.
I remember she kept doing thing with her hand. She'd grab the side rail of the hospital bed and she would then ask me to remove her hand because her brain disorder disallowed her from doing so.
And over and over again she'd do this, testing my patience to the enth degree.
The woman I saw -- so fragile and sickly in her hospital bed -- was NOT my mother, I concluded. She was a mere shell of her former self. And I decided that my real mom just wasn't there anymore.
I told my brother that I couldn't be there anymore. I just couldn't. So, I gave my mother a hug and kiss good-bye, knowing I'd never see her again.
And this is the part that made me break all these years later as I recalled it for the FIRST TIME since 2005...
I was describing this whole story to Aran one late night during the retreat. I don't know what prompted the story but this is the kind of stuff -- the stuff that is the "sludge" in your heart and soul that is slowing you down in your life -- that begins to surface during these kinds of events. And it's best to just let it burst to the surface as to be rid of it once and for all.
I just started crying...almost hysterically...as I broke down and remembered my mother CALLING my name -- "Monica, Monica, Monica..." as I left her room for the last time FOREVER.
AND I NEVER WENT BACK EVEN THOUGH I SHOULD HAVE!
The tears rolled down my face uncontrollably as I remembered this one single defining event in my life...one that I had long forgotten but was affecting my life on so many levels that it's unbelievable.
This sense of remorse and regret that was buried so deeply in my heart was finally coming to the surface for the first time since that day in July of 2005. And it was affecting me in ways like making me always feel this sense of depression and somber sadness without any real reason as to why this is. And now I've finally gotten to that WHY once and for all.
I realized the next morning in my overwhelmingly fragile and shaken state of being that the reason I didn't go back was because of all the sh** that was going on in my life at that time.
But that was no excuse.
All my mom wanted was someone to sit with her. Someone to hold her hand. Someone to just BE THERE...and I couldn't even do that!
The day before, I had written a letter of forgiveness and threw it in the fire, which was one of the things we did together as a group to let go of the pain others have brought us in a moment of complete forgiveness.
I forgave my parents...and then suddenly realized that maybe it is ME who THEY need to forgive...and not the other way around.
Even though I felt like dog crap for the following 48 hours after this buried memory came to surface, once it was up and out I started to feel out-of-this-world AMAZING!! I realized that THIS is the reason I always felt this sense of grief over the loss of mother. NOT because of her death, necessarily, but because of how callous and cold I was the last day I saw her.
With that, I am finally able to FORGIVE myself. Because that's all I can do at this stage of my life.
I want to thank Aran for being so supportive during this cataclysmic breakthrough moment for me. He handled my seemingly erratic and impulsive hysterics in such a sweet and gentle way. For that, I'll always feel like we have an unbreakable bond.
And that is my Mother's Day story for you.
If you're mother is still here, treat her with kindness. She needs you just as much as you need her.
A few days ago, we got back from the most INCREDIBLE Inner Success Retreat EVER in Monterey, California. If you missed it, you missed something AMAZING. If you were there (and you know who you are), THANK YOU for making this such an amazing and incredible event. Each one of you brought something unique and special to the table, making this the best Inner Success Retreat so far.
I won't be doing another one of these until March 2020. Hopefully for those of you who didn't make this one, you'll make it a POINT to be at the next one because this is a LIFE-CHANGING experience for each person who comes and does the work.
I even had ANOTHER breakthrough which is quite fitting for Mother's Day coming up on Sunday. (On Sunday, I'll tell you me heart-wrenching breakthrough surrounding my mother's death and you'll get an idea of how powerful it is to release something that's burdening you so deeply and subconsciously.)
So, in the spirit of Mother's Day, I have an INCREDIBLE DEAL for you. You'll have to CLICK HERE (to see what this deal is.
In the meantime, for this weekend, make sure you do something special with or for your mom. If you're lucky enough to have your mom around still, cherish every moment because nothing is forever.
Now, to be clear, I love the United States. I'm an American and, like most Americans, I believe in my country. I've made a lot of money here. And I love the opportunity that is afforded to those of us who want to get off our asses to work and to take advantage of these opportunities.
But...I have some "issues" and "grave concerns" about our current and future economy. Here's why:
1) Years ago, Obama had thrown out some rhetoric about bringing "manufacturing back into America." Trump has claimed the same thing in recent years too. Now the ever-expanding line-up of Democratic contenders for 2020 are claiming the same thing. While it's a nice theory, it's just not possible to make this "manufacturing in America" thing a reality, especially with rising minimum wage, health insurance requirements for companies of a certain size (by amount of employees on staff), competing with the ultra-cheap labor in Asia, and the ever-growing amounts of lawsuits against American companies for a variety of reasons including from employees or consumers, making it very difficult (and next to impossible) to grow a large company here in the USA. If you think this theory of making anything can be a reality, try opening the doors of your manufacturing plant and see what happens. This is the part NOBODY will tell you which is a cold, hard reality of having a business here, ESPECIALLY if you want to make something in the "manufacturing" space: getting and keeping insurance. This is not something your Paycheck Charlie knows anything about and it's certainly not any politician will clue you in about because...well, they simply don't know about this "little" manufacturing in the USA obstacle. You see, recently I went into a new company launch mode where I was sitting on the fence about whether I'd actually manufacture my product or not. Turns out that when you actually want to make something in this country, especially something that is on the "consumable" level, your insurance goes through the roof...IF you can even find someone to insure you at all! Yes, this is one of these "hidden secrets" behind trying to kick-start your American manufacturing company. If you're "lucky," someone will insure you, starting off with a policy that will run you about $2,000 to $3,000 a month for coverage. As you grow into a mid-sized manufacturing company, you're looking at $20,000+ per month in insurance. And this is WHEN you can finally find someone who won't laugh you out of their insurance office. "You want a policy for what? Making something? Hahahahahahhahahahahah!!" (This has actually happened to me several times for my skincare manufacturing business so, I'm in no way exaggerating on this one!)
2) Things are getting tight in China economically and because of the trade strife with the United States. China has been sliding into an economic black hole for the past couple of years and it's only a matter of time before we feel the economic "quake" on our side of the map. Some economists are calling this the "second bubble." I don't think it's quite as dooms-worthy as some might guess it'll be but it does help to stay alert and on guard. For me, I can actually see opportunity in this. Since I use China for printing and packaging, I'm finding that they are starting to feel the squeeze in their economic crisis so when I make it clear on what I'm willing to pay for a project, I will get my price. They know how easy it is to go to another vendor since they are a dime a dozen. And they'll take any job just to keep some type of cash flow coming in. However, they haven't experienced their all-out crash yet and it's only a matter of time. Since much of our borrowing and loans was with Asia, namely China, it only makes you wonder where we're going to get loans now since they're not going to be in the market to lend for awhile. And, as you know, our country relies heavily on credit.
I was watching one of the many new presidential candidates blathering away about the usual clap-trap including jobs in America and other "talking points" to get suckers to vote for them. All these politicians...they're the exact same, just in different skin and clothes. They promise things to get elected and don't follow through. This is why I tell my students over and over and over again...you can't wait for some politician to make your dreams come true, otherwise you'll be getting old and gray (and will die) before someone else (other than yourself) is going to look out for your well-being. YOU must look out for yourself and your family. An elected official will never care about you or do anything for your family.
So...the next question needs to be, what have you been doing for yourself and your financial future lately? Or are you a fool, waiting around for our next president to come in and whip out a magic wand to make your life perfect for the first time ever?
Stop dreaming and start focusing, damn it! Otherwise nothing in your life is ever going to change. Hoping and praying without any action on your part will get you exactly this: NOTHING. So, let's talk about what you need to be doing if you really want to whip your ass into gear and start getting what you want in life.
It's time for you to see the opportunity right in front of your eyes. Life is all about what you focus on. You can focus on the negative. Or you can focus on the positive. I'm here to tell you that life is what you make it. What you focus on will expand (positive or negative) for you. And I want you to focus on something mind-blowing and financially powerful that can change everything for you.
CLICK HERE NOW to find out what I'm talking about...before this opportunity goes away for good!
There is only ONE BASE SECRET to making all of your business and investing operations to run smoothly while getting richer and richer: having EXCELLENT credit.
The only piece of relevant business advice my mom ever gave to me was this: "Always take GOODCARE of your credit."
Except that I didn't.
Like many people, I ran into some financial difficulties in my early adult life and had to pay the consequences with my credit taking a beating in the process. Always having been in business and investing, I quickly had to bumble through the credit system to try repairing my own personal credit while rebuilding it. It was during this time period that I learned the most unorthodox and unconventional credit repair and rebuilding methods that they DON'T teach you in books or courses out there.
And today? BMW Financial just pulled my credit recently and my FICO scores are in the mid-800s now. (When I started rebuilding my credit years ago, I was at a mid-400 FICO score so...this is a HUGE difference.) Needless to say, I'm VERY GOOD at the subject of rebuilding and repairing personal credit which, as you know, is the starting point you need to participate in BEFORE you start building business credit...which ultimately opens all kinds of doors for you to get extremely wealthy using OPM or Other People's Money.
It all starts with credit, folks. That's where it ALL begins for BOTH business and investing. You need good credit for business loans, business credit cards, etc. You need good credit for mortgages on your property deals. YOU NEED GOOD CREDIT TO DO WELL IN THE BUSINESS WORLD. Period. No exceptions!!
Once you have a mid-FICO at or above 720 then you're in decent shape. You can then tap into OPM, especially my exclusive resources who can get you 100% unsecured cash for your real estate deals. But...what if you don't have your mid-FICO up that high? It's okay. I'm doing something extraordinary. I'm going to do a THOROUGH training for the FIRST TIME EVER in a very specific, very profitable type of real estate investing that will include showing you how to boost up your FICO (if it's low), how to get 100% unsecured cash for your deals, and how to do these highly profitable deals to help you make a six-figure annual income.
This is a RARE opportunity that ends soon. The training starts on May 1st and I'm only taking a handful of students for this. If this is something you're interested in -- making money in real estate by using 100% of Other People's Money to make these deals happen then you MUST CLICK HERE NOW!
Some of you know I went to Tuscany, Italy over spring break. And I took my dad!
I hadn't seen my dad in over 2 years and then I had the inspiration to call him up and ask him if he'd come to Italy with me. My dad is 100% Italian and grew up learning Italian and understanding the entire culture. But he had never been to Italy (or anywhere else for that matter). His parents never went to Italy either. It was his grandparents who came from Sicily and Naples, respectively.
My dad told me that Italy was on his bucket list. I'm sure there are many other things on that list. My dad never got around to doing much of anything in his life. He told me recently that he thought life went too fast. You think you have all this time and then you wake up one day to realize that most of your life has gone by. All the things you said you'd do still remain undone. Yet you're not far away from your life being over.
My dad never took big risks. He never lived his dreams. He never pushed the envelope on himself.
Are you one of those people? Do you talk about how "someday" you'll do something then you never do it?
Life's too short, my friend. It's one thing to talk a big game. It's a whole other thing to DO the game.
For me, personally, I absolutely HATE traveling. But this year I'll have visited 8 countries with my daughter. I travel A LOT with my daughter because I know one day (sooner than later), she'll be an adult with her own family, a job, and a life outside of a life with mom. So, I travel, taking her all over the world so she can expand her mind, to see things she'd never see within the confines of the little city we live in, and to help her set a pace of not being afraid to experience new things and new places. I don't want her to ever say "someday" and that someday never comes. I want her to decide to do something...and to just GO FOR IT.
And I want the same for you too.
Of course, there are always excuses, right? Maybe there isn't enough time. Or not enough money.
But what if I could help you get BOTH the time and the money to do those things you've always wanted to do?
CLICK HERE to find out what I have in mind for you!
Don't let life pass you by. And, by golly, stop blaming everybody else for you not getting the things you want in life. The buck stops with you! But the good news is that YOU can have the things you want AND you can get your time back (instead of giving it away to build someone else's dreams).
