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Success For Life
Wednesday, July 29 2020

Times are turbulent and they're about to become more so as our economy fully collapses.  You see, many people are bamboozled into believing that things are "okay."  But the problem with that thinking is that -- even people who are receiving unemployment and government stimulus money -- is the gravy train is about to completely crash!  There is NO WAY the government can keep shelling out endless amounts of cash to keep people afloat.

Furthermore, there are things that are permanently broken that -- even if by some miracle the economy "switch" was turned on the way it used to be before -- are too far gone for any kind of semi or full recovery.  Anywhere from 33% to 50% (or more, in my opinion) of small- to medium-sized restaurants will close permanently.  This will also go for hair salons, nail salons, and other service-based businesses.  Most won't be able to gain enough traction after (one day...maybe in 2021) we re-open our economy in full.

And this will be the year (in or after October) where we will see the beginning of two (2) tragic economic downfalls:

1)  A huge pile of personal and corporate bankruptcies will explode by the end of the year, dragging well into 2021 and possibly 2022, mostly due to court delays and ricocheting financial devastations, like dominoes falling from one seemingly unrelated market sector to the next. 

2)  A huge windfall of both single-family residential (including homes, condos, and townhouses), investment property, and commercial property FORECLOSURES.  This may even ECLIPSE the aftermath of the 2008 collapse.  We will soon see, as you'll see signs of this in the coming months.


What do you do?

Is it wise to sit around and "watch and wait" to see what will happen?

To see if, by some miracle (because that's what it will take...a freaking miracle) to see if everything will just "snap back" to normal as if nothing happened in the first place?

As if all this Covid-19 business was just a really long bad dream?

Because if that's what you think your order of business needs to be -- to just sit on your ass "watching and waiting" for...who knows what -- then you won't make it in our NEWEST New Economy.  And you likely won't have a pot to piss in.

There are so many things that aren't adding up to me.  And if you were smart, you'd be thinking about them too.  In fact, you're entire brain would be clicking all day long (like mine is) about what is coming next and how to best situate yourself to not only survive...but to THRIVE like a mad dog!

Here are those things:

1)  Where is all this unemployment and government stimulus money coming from?  The government does NOT have endless amounts of to give away to everybody while everyone is binge-watching Netflix and planting a new rose garden in their backyard.  That's not how the real world works.  There MUST be an end to the money pot somewhere.  And if we have to borrow money, it's going to have to be from a place like China.  That's not something we really need to be doing as a country right now.

2)  Not all businesses are getting PPP or disaster loans from the SBA.  You have to have a good credit rating to get any loan, and the same goes for businesses too.  A lot of businesses didn't qualify.  And if they can't stay afloat...

3)  There won't be enough jobs to go around when everything does begin to get back to "normal" in the first or second quarter of 2021.  (Yes, it'll take that long...maybe longer.)  Small businesses account for HALF of all jobs in this country and, if you read what I said above, about 33% to 50% of those businesses will either be bankrupt or struggling.  So...where do you plan on going back to work when things get back to "normal" if, likely, your place of employment will either be bankrupt or sucking wind (and forced to lay off half of their staff to survive)?

4)  Larger businesses (including Fortune 500 companies) will do their "go-to" strategy to strengthen profits during rough times which is CUTTING BACK, starting with mass lay-offs.  So, if you think you're safe because you work for Microsoft, think again.  You're not safe either.

5)  Finally, even though people are getting money from unemployment and stimulus packages, they are HOLDING BACK on spending.  Spending is REQUIRED to have a healthy and growing economy.  When nobody is spending, businesses suffer, they lay off staff, and eventually they close their doors.

Yes, it's a MAD MAD cycle.

So...what do you do to stay AHEAD of the curve?

I want you to check this out.  CLICK HERE.  I have a training for you to watch and it'll knock your socks off.

Because, after all, sitting on your ass "watching and waiting" is NOT an option...that is, if you want to survive the upcoming market upheaval.


See you at the top!

Your mentor,

Monica Main


Posted by: AT 10:00 am   |  Permalink   |  Email
Tuesday, July 21 2020

Many of you know that I'll be doing a program for PBS called The Lost Secret.  And it looks like I'll be doing the show in early September (tentatively) to start airing around the holiday season.


I'm looking for some of you to be part of the studio audience!

If you live in the greater Detroit area or you are in drive-able distance to Detroit, you can be part of the studio audience.  Of course, I don't have the definite date yet but if you'd like to be kept in the loop, CLICK HERE to become part of an exclusive list whereas I'll let you know when the event will be.

Yes...I'm going to the "big time."  At least as far as The Lost Secret is concerned.

This is why I'm cutting back on my trainings and seminars.  I'm focusing mostly on The Lost Secret right now.

In fact, I'll be doing my last mastery training which will begin on August 5th.  (If you didn't get in yet or if you missed the training on what it's about, CLICK HERE NOW.)

There are very few opportunities that can make you wealthy in today's turbulent times.  My Ultimate Money-Making Machine is one of them.  CLICK HERE to find out what this is all about.  Remember, my last live mastery group of the year is beginning on August 5th and you do NOT want to wait until 2021 to start a cash flowing business.

CLICK HERE NOW to check it out now!

See you at the top!

Your mentor,

Monica Main

Posted by: Monica Main AT 06:45 pm   |  Permalink   |  Email
Monday, July 13 2020

Over the years people have asked me to summarize how to become a successful real estate investor and are usually sorely disappointed to find out that I cannot stuff all of these "secret strategies" inside one short paragraph, or on the back of a Chinese fortune for that matter.

But I can give you some overall strategies that will clearly pinpoint how to become a successful cash flowing real estate entrepreneur.  Five to be exact.

Here they are...

#1.  Decide on some type of Passive Income Asset that can keep giving you a positive cash flow month after month, year after year.  This means narrowing down your type of what we call an "asset class" down to something that can give you this type of income.  This also means avoiding those other pesky types of real estate investing opportunities that I put into the Aggressive Income category such as flipping property because this robs you of (a) long-term cash flow, and (b) valuable tax write-off benefits.  I recommend investors new to the Passive Income game to think about and seriously consider residential-commercial acquisitions, namely apartment building investing or mobile home park (MHP) investing since this type of investing can give substantial monthly cash flows while helping you weather through recessions unlike other types of Passive Income Assets such as office space or industrial/warehouse properties.

#2.  Find your ideal "farming area" or area in which you will be building your real estate "empire."  This will be ONE area only and CAN be 1,000+ miles away from where you live.  (I'll explain in a minute why you don't have to be anywhere near your assets.)  Most newbie real estate investors start local to where they live.  This is natural because they want to see the properties and have more of a hands-on approach to their property management.  Plus, since most newbie investors get involved in flipping, they kind of need to be local to the property if they're going to do minor or extensive rehabbing on the property.  Since you're getting involved in Passive Income Assets, you don't need to be in the same city in which you will invest.  This gives you the freedom to literally go anywhere in the country to invest.  I originally discovered this freedom back in 2001 when I realized that investing in my tri-county area (Los Angeles, San Bernardino and Riverside Counties) were just not that profitable.  And forget about venturing down to Orange County or up to Ventura County where properties were ultra-expensive, giving no cash flow even if I were to give up 50% cash down to secure the deal.  This is when I started investing on the gulf side of Florida then expanding upwards through the middle portion of the state...until I ended up in Georgia where some of my most profitable deals have come to fruition.  You have to go where the cash flow is.  Plain and simple.  It's smart and definitely a manageable strategy IF you know how to pull it off.

#3.  Getting the money and financing for your deals is quite possibly the most challenging aspect of real estate investing, especially for new investors who don't have any contacts or access to private investors.  This is the secret to breaking into the business: getting the financing, getting the credit, getting the loans, and getting these fiscal resources together.  Many people don't realize that they have access to more resources and contacts than they know.  Others just need some doors opened up for them to get them started.  The ideal way to acquire a cash flowing property deal is to have the 20% cash down and to have decent credit (700+ FICO) to be able to get approval for the mortgage financing.  This is why I have extensively taught my Aggressive Income Strategies throughout this entire year (to this point) because it has allowed my students to raise this cash to get involved in these deals.  But even I don't like using my own money for deals if I can help it.  And that's when the benefits of understanding the art of raising capital becomes extremely valuable.  For my students who think raising capital is hard, think again.  It's much easier than you think once you understand the simple steps behind it that are required.

#4.  Create or find a good management company to manage your out-of-state assets.  This is HOW you're able to invest anywhere.  You have somebody else doing it for you whether it's your own management company that you created or a management service.  Many of my newbie students freak out when I tell them to buy property out of state.  They're first questions are about looking at the properties and managing them.  Okay, so you will have to get on a plane here and there to look at and acquire your properties.  (Most escrow and closings can be done via FedEx.)  You'll want to look at, say, 12 to 15 properties at a time when you fly out until you quickly realize that, since this game is all about the cash flow, looking at properties becomes a complete waste of time.  (You have contractors and property inspectors who are professionals in their field look at these properties since, chances are, you are not an expert in state building codes in the state you will be acquiring properties nor are you an expert on determining if there is structural viability to the properties you are viewing...nor are you an expert in the neighborhoods in which the properties are located.  It takes a few trips to your farming area to realize that you really do have to rely on EXPERTS to do this work for you and that you looking at properties yourself really does nothing valuable in the process at all.)

#5.  Understand the reality on what it takes to get rich in cash flowing investments.  BUY AND HOLD FOREVER.  Yes, that's right.  Buy the property and hang onto it until you're 6 fee under and it doesn't matter to you anymore.  You only need a handful of small apartment buildings to get rich.  Between 5 and 10 properties is all you need to be set for life.  Rents typically will DOUBLE in most areas of the country every 15 to 18 years.  And by flowing more of your profits back into each property by paying down the principle of each mortgage, you'll be able to pay each property off within 10 years.  Imagine your cash flow in 15 years with doubled rents and no mortgage!  Exactly.  THIS is why you never let those properties go.  Not ever!

I decided that I'll be stepping out of real estate training for good.  Yes, you read that correctly.  But, I decided that I wanted you to have my investor partners and other money sources before I stop training.  All of this can be found in my last ever updated Apartment Riches System for 2020.

CLICK HERE NOW to watch my short video to find out all about it!

Time to start investing now!  After all, if you don't start now then when will you...?

See you at the top!

Your mentor,

Monica Main

P.S.  If you missed my live training last week, you can watch the replay by CLICKING HERE right now!

Posted by: Monica Main AT 07:08 pm   |  Permalink   |  Email
Tuesday, July 07 2020

For those of you who are conspiracy-theorists out there and have always suspected that there's something way off base about this Covid-19 ordeal, I have a true story that I'd like to share with you.

There is a couple I know.  Let's call them David and Gina (since they'd rather remain anonymous).  

David and Gina live in Arizona, a known "hot spot" for Covid-19.  And as I told you in my last email, I just came from Arizona this past weekend.  When I was there, other than a lot of businesses being closed, it didn't seem like a hot spot (unless you're talking LITERALLY -- at is was over 100 degrees the entire time I was there) for Covid-19.  But...what do I know, right?

So...David works in a business where he's considered a "front line" worker.  (I won't name his job title or profession to keep him anonymous, as per his request.)  Since he was concerned about contracting Covid-19, he decided to register for testing for both himself and his wife because his place of employment was NOT offering testing.

They registered to get tested, showed up at the testing site, and waited...FOR the blazing heat!

After rolling into the third hour of waiting, they just couldn't wait anymore.  Gina had to use the bathroom really bad, they had no facilities, so they decided to leave WITHOUT being tested.

The very next day they received a phone call.

"Bad news.  You've both tested POSITIVE for Covid-19!"


Remember, neither David nor Gina participated in the test.  They left BEFORE getting tested.


Unless there's some pretty nifty technology to be able to miraculously test people WITH NO CONTACT AT ALL, I am fairly sure that this is where all the BOGUS testing numbers is coming from.

Yes, IT'S A FRAUD!!!

All these numbers that they're throwing out there on the news on a nightly basis to scare the American public ARE ALL BOGUS.  They're 100% MADE UP!

I initially started becoming skeptical when they said that Arizona supposedly had more Coronavirus cases than New York City ever had at its peak.

Except that there's a problem with that lie.

The death rate is NOWHERE NEAR where it was at the peak of the lives lost during the New York City peak.  In fact, many hospitals are either at NORMAL CAPACITY OR BELOW in the state of Arizona right now.


How can this be?

How can Arizona be the "hot spot" of the country, supposedly exceeding the peak of New York City's HIGHEST and WORST peak back in March/April (if you recall) yet barely anybody is in the hospital and the death toll doesn't even remotely match in the state of Arizona?

Are you thinking what I'm thinking??

Yep, it's fake.  It's all phony.  And while I do believe that Covid-19 exists, I certainly don't believe it's at the level that the media is claiming it is.

Furthermore, how is it that you don't hear about the Coronavirus in most other countries anymore (as it's become "old hat" or not that big of a deal these days) but yet the United States is EXPLODING with cases??

Suspicious?  Definitely!

There is a man (or men...maybe men and women) of great power behind the black curtain, controlling everything that is happening right now and the most effective way to control a mass populous is THROUGH FEAR!  And that's what they're doing to you.  Controlling you through fear.

A lot of people will lose their jobs, their houses, and the lives as they know it as we suffer through summer and enter into fall.

Where will you be on this spectrum?

If you're depending on a hand-out check from the government or unemployment, expect that gravy train to come to a sudden halt in the weeks or months to come.

Then what do you plan on doing?

I want you to check out a quick 13-minute video I shot for you the other day which will tell you what's going on now and how you can get on the best (and only) side of the fence BEFORE everything goes to hell in a handbasket.

CLICK HERE to watch the video right now!

You still have the opportunity to make some choices.  If you don't, you'll just be lead to the rest of the fearful sheep.

See you at the top!

Your mentor,

Monica Main

Posted by: Monica Main AT 07:40 pm   |  Permalink   |  Email
Saturday, July 04 2020

Have you ever ridden the Alice in Wonderland ride at Disneyland where at the very end they celebrate the "un-birthday"?  Do you remember?

Of course not. 

That would have been back in the know, when Disneyland was still open seemingly 100 years ago and when our world was still normal.  (If you missed that ride well...too bad, I guess.  Who knows when Disneyland will ever open again for you to see what I'm talking about.)

But, for some reason, the "un-birthday" of Alice and Wonderland reminded me of today.

Like many Americans (who are trying to be good and stay at home), I'm by myself in my house doing the whole "social distancing" bit and bored out of my gourd.  And while I usually don't do much for Independence Day anyway -- aside from a small BBQ with friends and watching the fireworks -- somehow this year really sucks without even those two meager little things I used to do.

You know...back in the day when our country was normal?!

So, even though today is supposed to be America's birthday, it will forever go down in my memory as America's "un-birthday."  We get to celebrate in our fantasies while being ostracized by mayors and governors for even thinking about going outside.

I was reading some article online when somebody said something about how this weekend we'd have to "choose between having a strawberry daiquiri today or having our kids go to school in the fall."  What?!  How does that make any sense?

I'm so sick of the fear-mongering, media manipulation, and bullsh** I see in the news, online, and everywhere else.  I can't figure out what got old fastest.  The fear.  Or Covid-19.  Probably the fear.  Definitely the fear.  As it's used for one thing only: mass population control.

Last weekend I went out of town.  Yes, [gasp] I went to LAX, and yes, [gasp] I flew in an airplane.  Never have I seen an airport or airplane more scrubbed down in my entire life.  Nor have I ever seen both so deserted.  In fact, there was nobody around at LAX, traditionally one of the busiest airports in the entire world.  Yet it had an eerie apocalyptic feel to it.  As we walked into the airport, I explained to my daughter (gesturing to the lack of people anywhere in sight), "This is what fear does to people."

So, we got through TSA in 3 minutes, boarded a sparkling clean plane with few people on it, and had an amazing short trip to...[gasp] Arizona, the Covid-19 hot spot of the country.

Why I was there, I can't tell you because it's Top Secret.  But, it's a trip I had to take and...[gasp] I'm still alive, Covid-19 free!!

In fact, I felt safer in the airport and on the plane than I do on any given day going to the grocery store...or, in today's case, dealing with the guy at my house right now putting in a new security system who was freaking sneezing all over the place without a mask on.  Yes, that's a true story.

What's my point in all this?

1)  The "new normal" sucks.  Happy un-birthday, America!
2)  Being fearful of every damn thing will disallow you to really live your life at ANY level.
3)  Big change is coming.  If you think turning the economy switch off and on and off again doesn't have short-term and long-term consequences, think again.  Big time pain is a-comin'.

What can you do to prepare?

Instead of squandering your summer in "watch-and-wait" mode, you need to begin to strategize on what to do next.

I have a couple of thoughts for you in a video I shot yesterday in my office.  CLICK HERE to check it out now.

Enjoy your daiquiri...or beer...or whatever.  Either school will happen...or not this fall.  And I doubt it'll have anything to do with you having a drink today.

Happy Un-Birthday!

See you at the top!

Your mentor,

Monica Main

P.S.  Speaking of birthdays, have you joined my Birthday Club yet?  CLICK HERE if you haven't joined yet.


Posted by: Monica Main AT 06:40 pm   |  Permalink   |  Email
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