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Success For Life


"How I Went from FLAT BROKE – Living in a Hotel Room in Dallas – to Acquiring $18 Million in Real Estate in LESS Than 2 Years...And I'm Convinced That ANYONE Can Do This Once They Understand a Very Simple Step-by-Step System!"


Stephen Scott, Real Estate Millionaire

Multi-Millionaire Kevin O'Leary with Stephen Scott, Real Estate Millionaire

Stephen Scott started out broke, living in a hotel room, when he decided to change his life.  It all started with getting the Monica Main original Apartment Building Cash Flow System only a few years ago.  He was able to go from absolutely nothing to becoming a real state millionaire with Monica's simple step-by-step real estate strategies that ANYONE can use to achieve financial wealth with real estate!

IMPORTANT NOTE: If you've been struggling to start or grow a real estate business, this may be the most important letter you ever read...  

The NEW Apartment Riches Complete System -- New for 2020 -- JUST RELEASED!  Discover How You Can Become a Multi-Millionaire Apartment Building Investor for MASSIVE Streams of Monthly Passive Income!

Yes, You CAN Get a Passive Income with Real Estate...

  • WITHOUT good credit,
  • WITHOUT any money down, and
  • WITHOUT any real estate experience!

Give Me a Few Minutes of Your Time and I'll Show You EXACTLY How You Can Get Started as a Real Estate Investor!

From Monica Main
Real Estate Wealth Expert
Monday -- 11:48 a.m.

Dear Future Real Estate Tycoon,

How are you?  My name is Monica Main and I'm a self-confessed business opportunity junkie.  If you've seen it on late night TV, I have it!  Any "system" - from Ron Legrand, John Beck, Carleton Sheets, John T. Reed, Russ Whitney, Robert Allen - I HAVE!  I even bought Carleton Sheets' course TWICE!  (I couldn't go without the "new and improved" version.)  I even have Dave del Dotto's and Tommy Wu's courses from way back when.  (Do you remember those two?)

          Did any of these get-rich-quick "systems" really work?  Yes and no.  Some gave me good ideas but NONE were "complete" from start to finish.  I had to "cut and paste" from each system to get 70% of what I needed to become successful in real estate. Unfortunately, the other 30% was missing!  Then, even worse, I had to "throw out" the 70% I learned and start over from scratch.

         Yes, I wanted more than anything to make tons of money with real estate.  I knew that owning real estate was the most PROFITABLE way to make money because real estate will never go away and it will ALWAYS keep going up in value.  I don't care how "soft" the market is now.  Twenty years from now property will be AT LEAST DOUBLE what it is now.  Also, every multi-millionaire, no matter how they made their millions (or billions), owns LOTS OF REAL ESTATE!

         Check out these latest deals I've personally done recently:

35-Unit Building in Tampa, FL

$7,133 Per Month!

18-Unit Building in Richmond, VA

$3,938 Per Month!

48-Unit Building in Dayton, OH

$11,754 Per Month!

63-Unit Building in Pensacola, FL

$8,361 Per Month!

14-Unit Building in Waco, TX

$1,912 Per Month!


That's a monthly cash flow of $33,098!  AND ANYONE CAN DO THIS! 


          Do you think I'm being too bold?  You tell me!  Is it considered a LIE if someone OMITS THE ESSENTIAL ELEMENTS OF THE TRUTH?  Yes, you can become successful in real estate IF you have excellent personal credit, 20% to 25% cash down, property owners who will sell BELOW market value, living in a city/state where good deals are abundant (and NOT in southern California or New York, New York), and a best friend heading up the loan department at a local bank.  Right?

            But MOST IMPORTANTLY, they are NOT TELLING YOU EVERYTHING about the "how" and "what" of buying real estate.  Yes, you have to know HOW to invest and in WHAT TYPE OF PROPERTIES to invest in.  

Here's a hint:  The money is NOT in "residential" real estate (which is why I had to "throw out" that 70% of "guru" real estate knowledge I acquired - because it's ALL about residential real estate investing).


Am I contradicting myself?  After all, didn't I just promise that you can get real estate with "no cash and no credit"?  Yes, I did.  And I mean it!  When I say "no money down" I'm referring to none of your own money (and using other people's money or OPM, and I'll show you where to get it!)

Yes, you CAN do traditional no money down deals.  You can negotiate with an owner to do owner financing and actually get a property with NO MONEY of your own or borrowed from others or get a 100% loan.  One of my most successful real estate courses called the Real Estate Cash Flow System taught people how to get properties with NO MONEY through lease-option owner financing.  My course created a lot of very successful real estate investors.

One of the main elements of that course had to be changed because of the new market.  It was the "no money down" aspect.  What changed?  The market changed!  It became impossible to do lease-options or getting 100% mortgage financing without being "upside down" on the mortgage vs. rent on single-family residences (SFRs).  What do I mean by this?  If you purchase a home with no money down, your mortgage payments will be higher than what you can reasonably charge for monthly rent.

I was watching some DVDs by a real estate "guru" about two months ago (to see what my competition is up to).  His course sales materials boast that you can get into real estate with NO MONEY DOWN.  In his videos, he proceeds to explain that you can get the owner to "take back" some or the entire mortgage.  That's great!

         Then he says that you should get a lease-option for a year or more.  You have to entice the seller by offering a $10,000+ lease option fee (called earnest money). Tell me if I'm wrong but, isn't that "money down"?  How is that a "no money down" deal when you have to pay for the lease option contract?  And where do you get that kind of money if you don't have it?  You use one of my many highly effective no-cash-no-credit strategies.  That's what you do!


And You’re About to Get This Information FOR FREE!


NOTE:  If you're tired of the same rehashed, fluffed out, watered down lies about real estate written over and over again, keep reading.  The stuff I'm about to share with you will BLOW YOU AWAY! You will be so SHOCKEDAMAZED, and EXCITED that you definitely won't be getting any sleep tonight or for the rest of the week for that matter.


Real estate is still the BEST way to go to make quick money, create a long-term cash flow, and to build a strong and stable foundation of financial security to last a lifetime.  I've always known that it is the best way to make money starting from nothing.  I have recently seen two people in my life go from NOTHING (and I mean FLAT BROKE, living in their car) to multi-millionaires many times over with real estate.  And within only 12 to 18 months!  AND YOU CAN TOO!  Anyone can!

I didn't want to just have merely enough money above and beyond my bills.  I wanted to be obscenely, extremely, outrageously RICH!  I wanted money POURING out of my pockets and diamonds DRIPPING off my body.  I wanted the best of the best and I was convinced, beyond a shadow of a doubt, that real estate was one of the ONLY vehicles that could take someone with NO MONEYNO CREDIT, and NO EXPERIENCE to VERY WEALTHY within the SHORTEST amount of time.

         Yes, there are other ways to make money like starting a huge company (takes start-up capital and time) or hitting it big in stocks (takes start-up capital and a learning curve to know what you are doing, and it's VERY stressful to trade).  With real estate, you can get started with NOTHING.  No experience, no licenses, no money, no skill, no mover-and-shaker attitude, no business acumen but only a drive to succeed. 

         The nice part about real estate is that it will ALWAYS be around.  People will always need food, clothing, and shelter.  Even if the whole world falls apart, people will always need a place to live.  Even cavemen lived in…well, caves.  That was the first form of real estate.


    What's amazing is that after the amount of years that I've been studying, investing, acquiring, and selling properties, I discovered two things: 

                (1) The big money is NOT in single-family residential properties.  Flipping properties can make you some money but there's too much competition in that field right now and in certain states it's illegal. 

                (2) You make money buying and KEEPING properties, not buying and selling properties.  It's the monthly cash flow that makes you rich!

           And how did I come to this conclusion?  After too many years of trial and error, trying to work with the bogus information I was given (by "gurus"), a light bulb finally went on in my brain.  I would love to take 100% of the credit of finally "discovering" this revolutionary real estate investing secret but I can't.

             I met this guy, Dr. Raj, through a business deal and we somehow got around to the subject of real estate.  He told me that he had several apartment buildings that were making a huge monthly cash flow.  And that he was about to retire!  He was so excited about his real estate that he ended up sitting me down in his office for hours and telling me everything he knew to help me get started.  He also said that he wished he didn't start so late with real estate because he could have been retired by then...and that's why he wanted to pass on his secrets of real estate, so I could retire young!

            My only problem was that all my money was tied up in my business so I had NO MONEY to put down on a property.  The other problem is that I had the world's WORST credit because of a bankruptcy I had from debts incurred in my previous marriage.  Dr. Raj insisted that I could get several properties with NO CASH and NO CREDIT.

            And he told me exactly how.  But first he told me about...



The real estate "gurus" out there will NOT tell you the REAL DEAL in how to make big money in real estate because, in reality, their "systems" don't work.  Those courses that they are selling are for them to MAKE MONEY and NOT to make you rich! These "gurus" MAY OR MAY NOT know the secrets to making money in real estate but, even if they do, they'll NEVER TELL YOU THE REAL SYSTEM TO REAL ESTATE INVESTING! Why would they tell you the REAL SECRETS when telling you won't help them get any richer in real estate?   They're too busy getting rich selling you a pile of books and videos and $5,000 seminars.  That's how they're getting rich!  NOT in real estate!



       All the real estate gurus out there sell courses on single-family homes.  None of them talk about investing in residential commercial properties (apartment buildings of 5 or more units).  So, all of their gung-ho students run out to buy single-family homes after their last rah-rah real estate seminar.  DROVES of these people are trying to latch onto single-family properties.  That makes the competition IMPOSSIBLE.

                There is NO competition in buying multi-residential properties (except with me) and this leaves the field WIDE OPEN for you.  I just don't understand why no one has discovered this secret!  (I think it's because people think it's too hard or expensive to get multi-unit properties.)  There's MORE MONEY in apartment buildings, PLUS.

                You're not dealing with Paycheck Charlie and Sally Housewife as you would with residential properties.  Residential home owners are inexperienced, picky, flaky, and sometimes difficult to deal with.  They usually want much more than their home is worth and don't understand the basic concept of economics called "supply and demand."

                It's much easier to deal with multi-unit property owners because they are business people and know that your numbers have to work as much as theirs do.  They know business.  They know real estate.  And they know what their goal is long-term whether it's to buy, sell, or hang onto their property.  When they want to sell, you don't have to worry about dealing with a flake (most of the time) who changes his mind about the deal every five minutes.


    Properties of 4 units and under are considered "residential" in terms of acquiring a mortgage.  However, even though they are classified as "residential," they still hold "multiple" units for multiple tenants, thus making it a "multi-unit residential" property.

               A multi-unit residential commercial property is an apartment building of 5 or more units.  It's much more difficult to get started with apartment buildings because of the commercial loan needed to close the deal.  Although, I even have a secret method of getting apartment buildings with NO CASH and NO CREDIT!

               With a building of 4 units or less, you get a regular residential loan making it easy to close a deal within 30 days!  Plus, you can EASILY do no-money-down deals with regular mortgage lenders without a second thought.

               The other upside is that you can cover your mortgage, charge a monthly rent to cover your mortgage and costs, AND pocket a nice profit each month!  All starting with NO MONEY and NO CREDIT of your own!


There's a secret to getting certain properties with NO CASH and NO CREDIT.  

There are three methods to pull this off.  (1) Lease option:  You can lease the property from the owner while collecting all of the rent, or; (2) Seller financing: You offer to buy the property from the seller while he finances it, and you collect all of the rent, or; (3) Get bank financing.  (Yes, this is possible with no money and bad credit.  I'll show you how!)

          But who the hell is going to do something like that?  (I have a special way to get these a minute!)

The single-family residential market is DEAD right now which means seller-owner financing doesn't work UNLESS you can make a deal where the mortgage is LESS than the going rental rate (which is RARE since so many people are up to their eyeballs in debt on their properties).

          You can ALWAYS make money with apartment buildings and the MORE UNITS you buy in one building the MORE MONEY you will make.  Apartment buildings are difficult to sell in ANY MARKET, especially this one right now!  So, that makes the opportunity for deals even better than before!

          And why would an apartment building owner want to sell a money-making property?  They get sick of the hassle, the mismanagement, or maybe they just want to get rid of it for the money.  Many times apartment building owners don't manage their property right (and lose money) or try to manage the property themselves (without using a property management service so they can save a few pennies) or are just too stupid to figure out how to knock off expenses while raising rents.

          This is a VERY LUCRATIVE way to get started with NO CASH and NO CREDIT!  It's very easy to get an apartment building owner to seller finance for a short time until you qualify for a loan.  In the meantime, YOU are receiving the cash flow on the property!  Think about it:  What apartment building owner wouldn't trade the hassle of him managing his apartment building for a STRESS-FREE MONTHLY CASH FLOW for doing NOTHING?


I don't like calling people or manipulating listed sellers into some seller-finance/lease-option deal against their will when there's a better way.  I created a letter that I use to get property owners to CALL ME for the deal.  And this letter works like you wouldn't believe.  Out of 100 apartment building owners, I usually get 8 to 10 owners calling me.  That's an 8 - 10% response!

And what would you say if I told you that I would give you this exact letter for you to use to get deals?  Too good to be true?


Most people getting started have NO IDEA where to get a listing of apartment building owners or how to contact them.  I actually have TWO new secrets of getting this information and you'll have MORE contact information and MORE deals than you could ever want at any given time.

I've found that when most people are getting started in real estate for the first time, they have no idea how to contact people in order to get the ball rolling.  I've just filled in that gap by providing a step-by-step plan on how to get these people's addresses with the click of your mouse.and by using ONE OTHER METHOD that NO OTHER INVESTORS (except me) are using right now!

I'll be sharing both of these phenomenal secret techniques with you so you can start getting your deals on track the moment you get my course.

But why just do seller financing?  Why not get a "real" mortgage right away?  What?  You need a down payment?  Read this...



    There are two ways you can begin your wealth-building processes:

               (1)  Start with multi-unit apartment buildings (5 units or more) right off the bat and do owner financing for 1 year or more until you qualify for your own mortgage or use 100% bond funding for deals over $ 1 million.  This will allow you to get properties RIGHT AWAY, like the day you get my complete course!

             Or, (2) Start with residential multi-unit buildings (4 units or less) and pay 100% cash using my special business credit resources for unsecured cash.  Rehab the property, lease it up, and flip it to an investor looking for a turnkey property OR keep it for the monthly cash flow!

              Depending on which method you choose, you KEEP GETTING MORE PROPERTIES. The key is getting and KEEPING the properties versus buying and selling.  That's the whole secret to incredible cash flow wealth!


             Unlike other real estate "guru" systems - where have you bust your ass getting "no down" deal after deal forever --with my system you just have to concentrate on getting that very first apartment building, doing a seller-finance or lease-option, and getting a "real" mortgage (with the simple and proven techniques that I give you), then you borrow off the equity, get the next property, borrow off that property's equity, get the next property…and on and on and on.            

            Once you mortgage that first property, banks will be throwing money at your feet for all the properties you want to finance from there on out.  OR, you can keep taking seller-financing and lease-option deals forever.  It's up to you!  So, how is this done?  Does this seem overwhelming?  

            But here’s the mind-blowing part.  There’s something now available called 100% LTV Bond Funding where you can get 100% LTVs on your apartment building purchases provided that the deal is over $1 million in purchase price.  This means that you can get whole enchilada for financing without having to worry about where or how you’ll come up with that whopping 20% to 25% down payment.  But, there’s only ONE PLACE you can get this type of funding.

            Keep reading...


This is another secret no one will ever tell you (except me).  If you have less than perfect personal credit, you still CAN get financing on an apartment building because lenders lend on the CASH FLOW of the property (knowing the property will support the mortgage payments) and don't consider your personal credit UNLESS you have a foreclosure.  (If this is the case, you'll have to "borrow" someone else's credit by using them in the deal as a partner.)  This is NOT information that you will find in ANY other real estate "system."  And I can guarantee you that this system has more "insider" information and secrets the most investors don't even know about.  Certainly I'm not going to waste giving it to someone who isn't serious or who just wants to copy it and then ask for a refund.  It wouldn't be fair to the HONEST people who really want to do this and are willing to pay the small meager price I'm asking for this!  If that's your plan, don't even think about it.  If I do get a refund request (which are VERY RARE), I send my special lending source YOUR NAME and he won't do business with you.  Period!  Furthermore, if you try to have another person use their info, he won't do business with you if you're not on the "list" that I send my special money source on a weekly basis!  I'm giving you my secret financing source's DIRECT contact information.  After all, he can get FINANCING for your deal.  This information alone is worth THOUSANDS of DOLLARS alone!



       I created a system so you can automatically attract droves of these hot deals with minimal effort.  In fact, if you're anything like me, you hate to talk to strangers on the phone, hate to "discuss" owner financing, and feel insecure about setting up a real estate deal.  AND YOU DON'T HAVE TO DO ANY OF THAT! 

                So, I had to come up with another plan for the meek (like me) to do these deals.  I had to create a better letter that would do most of the talking for me.  I had to write a better ad to get people to call me.  I had to look for other areas that people were overlooking to find these deals.  And I did!  This will blow you away.

                Remember, people will be calling YOU, not the other way around.  You'll have apartment building owners beating a path to your door!  This means that they are interested and they want what you have!  No arm twisting, manipulating, embarrassing yourself with "low-ball" deals, getting laughed at, or wasting your time on any real estate deal. 

                My magic letter has already told the property owner everything they need to know, how they benefit from the deal, and what the potential is for them in doing this.  So when they call you, they're ready to sign on the dotted line.  It's really that simple.

       With the combination of this incredible one-of-a-kind real estate investing strategy and utilizing the rare opportunity to let me partner and help you with your deals, there's absolutely no reason why you can't be making tens of thousands of dollars a month. 

                Think about the value in that alone.  You basically have all of the most successful cash flow elements to "clone" with my exact letter and real estate strategies to help you become as successful as possible. 

                I want you to become massively successful and therefore ALL of the most effective, pre-tested, and proven real estate investing tools will be given to you.  I hold NOTHING back.

*                       Here's all you have to do to become a real estate multi-millionaire:

Step 1:

Target Multi-Family Properties!

I know it's quite obvious but it amazes me how many people end up putting ads in some freebie paper or among the employment opportunities on Sunday.  People who look at the freebie papers and the employment ads are not people who own properties for hot deals.  Same goes for "homes for sale" ads; these are NOT your target properties.  Forget using the newspaper.  Use the secret letter!

Step 2:

Follow a Simple Step-by-Step Plan

I have a system that is so ridiculously SIMPLE that ANYONE can do it.  Just follow the step-by-step plan and you could be doing HUGE real estate deals within just a few days!

Many of our students who actually APPLY the knowledge they are given find it very easy to purchase an apartment building within 30 days.  As long as you are willing to APPLY to knowledge and secrets you are given, you WILL be successful.

Step 3:

Get a Cash Flow!                                                 

Like I said, get your first property financed by a lender (through my broker) OR get a government grant (FREE MONEY!) and then borrow the equity from your first property (or get another grant) to finance the down payment of your second commercial property…then do the same for your third, fourth, fifth...etc.  Pretty soon you'll have a $100 million dollars in apartment buildings, and be set for life with a huge cash flow.  Just focus on getting that FIRST property. The rest is a piece of cake!



       You may have already purchased our regular Real Estate Cash Flow System that had been offered since 2001 or our Commercial Real Estate Cash Flow System that had been offered since 2005.  This system is like neither one of those!

                This course, Apartment Riches Cash Flow System PLUS the No-Cash-No-Credit 100% LTV Real Estate Cash Flow System MODULE (Upgrade for Deluxe ONLY), is BRAND NEW and HOT OFF THE PRESS FOR 2020!  It's much more thorough, comprehensive, and step-by-step, and offers many more tools than my previous courses COMBINED!

             When I first got started in apartment building properties, there was NO COURSE to show me what to do.  There were only residential courses including the same rehashed, re-manufactured crap sold on late night TV.  It took me FOREVER, and years of trial and error, in order to discover what I know today.

             Instead of re-inventing the wheel, take my experience and use it for your FAST-TRACK to cash flow success.  Don't try to use your old residential "guru" real estate courses to apply to apartment buildings or commercial properties because those strategies WON'T WORK!  Apartment buildings and other commercial properties are a WHOLE DIFFERENT ANIMAL altogether.

             Learn from someone who has already worked out all the bugs and can show you the fastest, easiest, and most profitable way to invest.  Learn from someone who is DOING IT and not just selling a course on how to do it!  And learn from someone who can show you how to actually get properties with NO CASH and NO CREDIT of your own!



Discover how to use the power of a letter to make millions in apartment buildings!


How to get your first property in 21 days or less!


How to get started with NO MONEY, NO CREDIT, NO LICENSES, and NO EXPERIENCE!


Use the power of government to make your real estate even more profitable!


Use my broker for mortgage loans, even if you have the world's worst credit!!


Work for only 36 months and have enough residual income to retire forever!


The secrets to getting to five- to six-figures per month in passive income in 6 months, guaranteed!


Start your entire cash flow business with less than $500 and make money quickly!


Use tested and proven techniques and strategies to get super hot real estate deals!


All the secrets that real estate millionaires know but will never tell you!


Secrets that "gurus" don't even know themselves!



The REAL strategies and "secrets" behind the most successful real estate investors and how to find deals that are "sleepers."


How to use lists to make a fortune virtually overnight and which lists to use.


How to work 15 hours a week or less and still make a fortune in real estate.


How to put your business on "autopilot," getting residual income while you sleep!


How you will NEVER have to "hard sell" a deal.  The sales letter gets people beating a path to your door!


How you can get started NOW and have your first deal under your belt in just a few weeks!


  I created a TESTED and PROVEN step-by-step Apartment Riches Cash Flow System that I'm offering for a LIMITED TIME ONLY.  Because of the secret financial sources I reveal to you, I cannot overwhelm them with too many new students.  We can only sell a certain number of these systems and then we will have to REMOVE the financial resource information.   DO NOT MISS OUT!

            Remember, we are providing you with a SPECIAL LENDING SOURCES.  They can only handle so many new investors at once.  Right now they agreed to take another 3 investors.  After that I'll have to put a hold on selling any more systems with his contact information until they can take on some more.  Usually I have to put a hold on selling a course for about 12 weeks, sometimes up to 6 months, so DON'T MISS OUT! 

So what will you get in the system?  Check this out:

  • 2020 Apartment Riches Cash Flow Manual - This heavy manual will give you the EXACT details on how to invest like a millionaire pro...and eventually you will become a real estate millionaire if you follow the simple step-by-step system.  This includes complete instructions, contracts, ads, and the EXACT how-to info you need!  There is NOTHING else like this anywhere else on the market for this rock-bottom price.  Guaranteed!
  • Over 2 Hours of Audio + a Special Audio Seminar Set of Transcripts - Giving you the exact step-by-step information on how you can get started right away, what to do first, and how to make the most money in the fastest amount of time!  You get over 7 hours of this incredible mind-blowing audio seminar!  Plus, you'll get all 2 hours of the audio in typed transcript format so you can follow along and highlight key areas!
  • Source for 100% LTV Funding - Discover my personal money broker for real estate finance including a mortgage application to quickly get you started on getting funding for your first apartment building deal.  Right now he has a 100% LTV equity partnership deal where you can get a property worth over $5,000,000 with NO CASH and NO CREDIT!  
  • Quick-Start Guide/Manual Outline - What to do today, tomorrow, and for the next few weeks.  How to start building your real estate business quickly and grow it as fast as possible!
  • Cash Flow Evaluator Software with Video Tutorial - Do thy numbers!  This software (Excel required) will help you figure out all of your numbers to make sure your deal is profitable.  Most people have a hard time figuring out if a deal is going to make money.  This easy software makes it dummy-proof to get your accurate monthly cash flow, CAP rate, etc.  I even show you how the software works with my 10-minute video tutorial.
  • Real Estate Forms - Get ALL the forms, contracts, and agreements you'll need to become an apartment building investor.  This includes an IRON-CLAD lease that will allow you to ALWAYS win in housing court (if it ever comes down to that)..
  • Secret Letters - The EXACT letters that I have used to get hundreds of interested, highly prospective apartment building owners pounding a path to my door to sell me their property at a SUPER DEAL and MOST of them want to do 100% owner financing because of the economy right now!
  • NEW!  Quick-Start Video You'll be shown EXACTLY what to do with this powerful Quick-Start Video.  Many new students are slightly overwhelmed with the sheer amount of information that we present that they don't know how to jump right in.  This video will show you step-by-step on everything you need to know to get started in the highly profitable business of investing in apartment building real estate.

We sold the physical copy of this entire course for $797.00 just a couple of months ago for the OLDER VERSION.  Now, you'll be getting a SUPER BARGAIN and you'll be getting the NEWEST 2020 VERSION that's NEVER BEFORE BEEN RELEASED until now!

Get this BASIC COURSE for ONLY $1,297! $597BUT WAIT!!


Get my BRAND NEW Million-Dollar Resource Directory for 2020.  And if you upgrade to the Deluxe Version of this system, you'll get an even larger resource directory including a list of investors looking to do deals with you!  You'll get the HOTTEST and MOST POWERFUL Lending Resources and Investor Partners that you'll need to get funding for ALL of your deals...including lenders that work with bad/poor credit applicants!  There is NO OTHER resource directory on this planet that includes THIS MANY RESOURCES which are REQUIRED if you want to be successful in real estate investing.  But you MUST upgrade to the Deluxe Version of this system to get this coveted directory!

PLUS...get my DVD Series showing you exactly what you need to know to get started with your real estate business including how to make a killing as a "bird-dog" finding properties for other investors!  Plus…the best part…

With the upgrade version, you’ll also our No-Cash-No-Credit Module including ALL the forms you’ll need to do lease-option deals and land trusts/contracts.  You’ll also get a complete audio and video series PLUS a mind-blowing report on the most lucrative type of real estate investing opportunity in today’s market.  This upgrade is worth $497 but you’ll be getting it for only an additional $200!  That's more than HALF OFF the regular price!  This course/system CANNOT be purchased separately.  This is a critical component for those of you wanting to do no-cash-no-credit deals.

The Monica-Main-Has-Lost-Her-Mind Impenetrable Guarantee

If you haven't banked at least ONE HUNDREDS TIMES your investment within 60 days of the Apartment Riches Cash Flow System then I insist that you get a 100% refund, no questions asked.  That's right!  I've just made this offer RISK FREE!  You have NOTHING to lose and EVERYTHING to gain!

Note:  Those who request a refund will no longer have access to my private money source.  These special funding sources are sent to a new listing of people who are added and deleted from being able to get these commercial loans each day. Thank you for understanding.


Did you know that more people are selling the "concept" of making money in real estate than those actually making money in real estate?  It's like the Internet riddle:  How do you make money on the Internet?  By selling books called "How to Make Money on the Internet," of course. 

            Most of the real estate "gurus" out there are just selling the information and not making money in real estate themselves.  And it pisses me off!  It makes people like me - legitimate people who want to help you learn how to really make money in real estate based upon our real life experience and knowledge - look like a scam along with the rest of them!

How can you distinguish from the scams vs. the real deal?  

Sometimes you can't.  Sometimes people's sales copy can be so compelling that it makes you salivate for their stuff to the point where you feel like you can't live life anymore unless you get their course/system/whatever.  Good copy doesn't necessarily mean a good system.  Sometimes you can do more damage learning things the WRONG WAY then not learning them at all.

My advice?  

Listen to your intuition.  I've had students of mine call me on the phone and tell me that they'd prayed for a miracle then got a mailer from me or ran across my website the following day or week.  

And it turned out to be the best investment in their life.  

I have volumes of testimonials from happy students who have been able to put my real estate systems to good use and rake in huge sums of money because of what I taught.

            The best thing about my newest course is that it's the BEST one yet.  It has the MOST information, is the MOST comprehensive, and offers the BIGGEST financial possibilities for you.  And that's why I'm so excited about this course.  I've mastered both real estate investing AND teaching to give you the BEST POSSIBLE!

            Think about this:  Most people will invest $50,000 to $100,000 or more on a college education and won't know nearly as much about making money in real estate as this course will teach you. 

            It's amazing how you can learn everything you need to know with a couple hundred dollars when this education cost me tens of thousands!  Can you really afford to balk at spending a couple hundred dollars when a "formal" education costs much more?  What is it worth to you?

The bottom line:  You have to learn from someone who is DOING IT and not someone who is just selling information about it.  You can't start a business based on theories and general information about investing, like they have in colleges and even other courses.  There are so many nooks and crannies in real estate that you need to know about in order to become massively successful while avoiding the pitfalls that can make you go bankrupt.  This information is worth millions!



The problem in our society is that most of us have given up our dreams for "reality."  When an opportunity passes by you for unlimited wealth, you automatically assume that it's too good to be true.  Why? 

            Because most of us have let life kick us in the gut for so long and we've come to accept a life that's not so great!  True entrepreneurs know something good when they see it and they JUMP ON IT without a second thought. 

            This is your crossroad.  This moment will determine what kind of person you truly are.  Do you want to become financially free with real estate?  Or do you want to be in the same position in 10 years, kicking yourself in the ass for not buying property in TODAY'S market with TODAY'S interest rates?

            Every day I come across deals that most "Average Joes" out there would think are "too good to be true."  Why are these phenomenal deals out there?  People who don't like real estate want to get rid of it quickly, even if they take a huge loss.  

I've dealt with cases of divorce, inherited properties, buildings from sick owners, reversals of fortune, and many other instances that have presented really good deals for the taking.  But you have to be out there TAKING THE DEALS and not sitting on the couch watching TV!

And if you're skill skeptical, give us a call directly at (661) 295-5050 or toll-free at (888) 982-0477.  You can talk with one of my highly knowledgeable assistants.  We're here from 9am to 5pm Pacific Time, Monday through Friday.

No matter what happens, which trends come and go, which hot money-making opportunities may cross your path, REAL ESTATE WILL ALWAYS BE KING!  

Real estate made people rich 100 years ago.  Real estate made people rich 25 years ago.  Real estate makes people rich today.  And it will 5, 10, 20, and 50 years from now.  It is the ONLY business that will keep making people rich.  Why? 

            Because, no matter what happens in our world, people will ALWAYS need clothes, food, and shelter.  Always, without a doubt.  That will never change under ANY circumstances.

            Stop selling yourself short.  Stop telling yourself that you'll do it later or maybe someday you'll invest.  Someday is NOW!  And with my system, investing in passive income cash flowing real estate couldn't be easier.  I'm looking forward to being your coach and partner in helping you build your million-dollar real estate business.

See you at the top!

Your Friend and Mentor,

Monica Main

P.S.  You must hurry in order to gain access to our secret funding source to get you a 100% LTV for your property deals since this is a LIMITED TIME OFFER!

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