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Success For Life
Frequently Asked Questions
  • Is it really possible for someone with no cash and no credit to become a successful real estate investor?
    Yes, it is. It's happening every day. It's happening with many of our students! What people don't understand is that this is NOT a get-rich-quick scheme where you can build a large cash flow business overnight. It takes time and persistence. If you are willing to put in the time, effort, and energy then you can definitely get involved in real estate investing starting from nothing.

  • How long have you been a real estate investor?
    I've been investing since 1995. I started investing in commercial property for the first time in 2001.

  • Why do you believe commercial properties are better as investments than residential properties?
    Commercial properties are what all the multi-millionaire and multi-billionaire real estate investors have to build, maintain, retain, and expand their wealth. Very few millionaires have lots of single-family homes for the purposes of investing. Almost no multi-billionaire that I know of buys, fixes up, and sells property (or "flips"). That's not where the money is. In real estate investing, the money is in buying and HOLDING ONTO PROPERTY for as long as possible...possibly forever! It's not in buying and selling property. And it's certainly not in buying and renting out a ton of single-family homes!

  • How can I get started right now in today's economy?
    We're slipping into a recession right now. It is during recessions that many millionaires are born. You can begin to get deals on cash flowing commercial properties regardless of the higher interest rates. In every type of economy, there are LOTS of opportunities to be had but there will always be better deals in a bad economy. My recommendation is that you work on fixing/rebuilding your personal credit (if required), start building business credit, and then use this to borrow for down payments on buy-and-hold multifamily property deals for strong monthly cash flows.

  • I have bad credit. How can I get a commercial cash flow property?
    Banks generally look at the cash flow of the property in order to render a lending decision. They don't base their lending decisions on personal credit unless the property has a weak cash flow, is distressed, and/or has a low tenancy ratio.

  • Aren't banks much more strict now with lending out money ever since our Great Recession of 2008?
    Not anymore. Years ago, we had all of the government bailout money many banks were forced by the U.S. government to start lending money otherwise the government clearly stated that they would no longer assist them with anymore bailout money. Now more than ever, banks are lending money on real estate deals that are showing a strong positive cash flow.

  • Do you think real estate investing is better than any other type of business?
    I can't really answer that for you. How "good" a business is depends on your personal preference. If you are a restaurant owner and love the business, I'm guessing that being in the restaurant business for you would be the best business in the world. You really have to like real estate and want to get involved for other reasons beyond money if you are to succeed and profit in this business.

  • I notice you have several types of courses. Which is the best?
    Many of my students start with the Apartment Riches Cash Flow System which is available at This is a good starting point because I am a strong believer in apartment building acquisition as a solid wealth-building starter.

  • What about buying foreclosures? Isn't that really big right now?
    No, it's not. Not anymore. Plus, I'm not a big fan of jumping on the bandwagon if everyone else is doing it and just a short time ago everyone was doing the foreclosure thing. I don't agree with buying single-family home foreclosures because there isn't as much money in it as you would think. Your most profitable strategy for investing is getting involved with multifamily and residential-commercial buy-and-hold assets. However, hold on for a year or two longer when foreclosures will come back in "season" as we hit our next economic slump.

  • I have so many real estate courses. How do I know this will work for me?
    The course works if you work the course. It's as simple as that. The course itself is just a tool to help bring you to your goals by giving you a solid step-by-step set of instructions you can use to build a lucrative cash flowing real estate business. Again, this is not a get-rich-quick-overnight plan. If you are looking for a course that you will receive and money will begin flying from the pages automatically without any work or effort on your part then this is probably not the plan for you. In fact, I have yet to see any "system" out there that can perform such an incredible feat.

  • Do you have a money-back guarantee on your products?
    On all of our product downloads there is a 60-day money-back guarantee unless otherwise stated on the product page itself. On our physically shipped products, the guarantee time will vary and is posted on their respective pages.

  • How do I know this isn't a scam?
    There is no such thing as a "scam" unless someone takes your money and offers you NOTHING in return. When you purchase any educational materials from anyone and you choose to do nothing with it, it cannot be called a "scam," can it? No system works by itself. No system can work on its own without your direct involvement. If you choose to work the steps in the systems we have, you could become extremely successful. If you choose to buy our materials and do nothing with them, you will not become successful at all. That choice is yours. Either way, what we sell are solid step-by-step success systems and there's nothing about what we offer that can ever be called a "scam."

  • How are you different than other commercial real estate gurus?
    Both of our major competitors offer their outdated entry-level courses for well over $1,000. Our entry level course ( is really a basement-bottom cost compared to the tens of thousands of dollars many others will sell their courses and seminars for. And our systems far surpass what all of our competitors offer in their $1,000 courses, and is completely up-to-date for this year. Many of our competitors not only charge over $1,000 for their entry-level courses but they don't offer but half of what our system offers, they date back to 2005/2006 (which is not reflecting today's marketplace), and won't give you the time of day until you spring another $8,000 for a boot camp seminar or mentorship group. That's not our business model and we don't believe in doing business the "guru way" where they bleed you dry of every dime you have and you still don't know how to start your business. We make a solid effort to constantly upgrade our materials every year to reflect current market conditions. We give you complete value with every package you purchase from us. And we don't fill each of our products we give to you with thousands of upsells to purchase something else. We don't believe in doing business that way.

  • I want to talk to someone on the phone. How can I do that?
    Because we offer the lowest cost, highest value products in this industry, we don't staff a huge call center of minimum-wage-paid employees who know nothing about investing to offer sales and customer service support. We have a very small staff that can answer your questions if you call (661) 295-5050 during weekdays. We also offer email support. You can click on the CONTACT link at the top of the page to email us directly.

  • What if I want to buy your products but I don't have a credit card. Can I mail payment to you?
    Yes, you can mail your payment. All payments should be mailed to the business address located on the CONTACT page. Please be sure to include the entire amount of the course and shipping fees. If you live in California, be sure to add sales tax to your order.

  • I don't have money to get started. Can I get this from you for free and I'll pay you later?
    We don't offer any kind of lay-away plans or pay-you-later plans. (We do offer special financing options by calling our office at 661-295-5050.) In our experience doing this, when people pay a price for something they find value in it. When they get it for free they no longer see value in it because they aren't personally invested and therefore they do nothing with the valuable information they were given. Because of this, we no longer extend any kind of "scholarships" or "pay-you-later" programs to anyone who asks.

  • You mention that you have some powerful money sources to get funding for property deals. How does this work?
    We have an extensive resource directory that comes with many of our products and you can use these sources to help get funding on your deals. Since regular banks do not offer "creative financing" loans then you have to use an alternative means to get your deals to work. We provide you with a detailed Resource Directory in your course materials with contacts that can help you get your deals done.

  • Could I get 100% financing, even with bad credit?
    In the world of commercial finance, no single source will give 100% financing unless you're using our special 100% LTV Bond Funding resource (located in the Apartment Riches Resource Directory and the Motherload Resource Directory). Otherwise, you will be using MULTIPLE sources to get your deal funded; usually you'll be having at least 2 or 3 different sources come together to fund your deal, giving you 100% of the funds necessary to close escrow. In our course materials, we show you how this can be done.

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